FinTech & Global Payment Licenses
Navigating Regulatory Frameworks and Licensing for FinTech Payment Services Worldwide
Lithuania EMI License
Establish your electronic money institution in one of the EU’s most fintech-friendly jurisdictions. A Lithuania EMI (Electronic Money Institution) License enables you to issue electronic money, provide payment services, and operate across the European Economic Area (EEA) under a single license — making it a strategic choice for scalable fintech operations.
UK EMI License
The UK Electronic Money Institution (EMI) License allows businesses to issue electronic money and provide payment services within the UK and, in some cases, beyond. It’s a preferred regulatory framework for fintech companies aiming to establish credibility and operate in a robust financial environment.
Singapore MPI License
The Major Payment Institution (MPI) License issued by the Monetary Authority of Singapore (MAS) allows companies to offer a wide range of payment services without being subject to transaction limits applicable to smaller providers. This license is ideal for fintechs looking to scale in one of Asia’s most secure and forward-thinking regulatory environments.
Hong Kong (MSO) License
The MSO License issued by the Hong Kong Customs and Excise Department allows businesses to legally operate money services, including currency exchange and remittance services. As one of Asia’s premier financial hubs, Hong Kong offers a transparent regulatory framework, low tax rates, and a strong banking infrastructure, making it ideal for international financial service providers.
EMI license in Netherlands
An Electronic Money Institution (EMI) license in the Netherlands authorizes non-bank entities to issue and manage electronic money, enabling them to provide a broad range of payment services under a regulated framework. The license is granted by the Dutch central bank, De Nederlandsche Bank (DNB), which oversees compliance with the Financial Supervision Act (Wet op het financieel toezicht) and the EU’s Second Payment Services Directive (PSD2).
EMI license in Spain
An Electronic Money Institution (EMI) license in Spain allows companies to issue electronic money and provide payment services across the European Economic Area (EEA) under a regulated framework overseen by the Bank of Spain (Banco de España). To obtain this license, applicants must meet a minimum initial capital requirement of EUR 350,000 and demonstrate robust governance, risk management, and compliance systems, including anti-money laundering (AML) and counter-terrorist financing
